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A Short Guide To Homeowners Coverage In Connecticut

A Short Guide To Homeowners Coverage In Connecticut
Whether you're about to purchase a new home or you've already finished the long process of paying off your mortgage, chances are, you've wondered about home insurance. Your home is probably your most valuable asset and it makes sense to insure it in case something unexpectedly goes wrong. This is where homeowners coverage in CT comes in.

Why Do You Need Homeowner's Insurance?

There are a number of reasons you should consider purchasing homeowner's insurance. First, in many cases, homeowner's insurance is required. Chances are, if you are working with a mortgage company, you will be required to have home insurance. Your home also faces a number of risks that could cost you immense amounts of money. Things like flooding, fire, theft, vandalism, wind damage, and burst pipes happen all the time and it is important to be protected.

What Is Covered By Homeowner's Insurance?

Homeowner's insurance obviously helps protect the physical structure of your home. However, it also provides coverage for a number of other things in and around your home. There is dwelling coverage that applies to things like your deck or your garage.  Other structure coverage protects things like fences and sheds. Your home plays a huge part in your life. Make sure you protect it and purchase homeowner's insurance today.