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What You Should Know About BOP Insurance Policies

What You Should Know About BOP Insurance Policies
When you own a small business, money is an important factor in purchasing insurance policies. For this reason, many small business owners buy business owners packages. What can this type of business insurance in Orange County offer you? Here’s what you should know when buying this type of policy.

BOP Policies Are Strictly for Small Businesses

To qualify for a BOP policy, your business must have less than 100 employees and make less than $1,000,000 in yearly revenue. If you own a business that’s larger than that, you’ll have to buy each individual policy separately.

BOP Policies Are an Excellent Choice When You Need More Than Property Damage Coverage

BOP policies are made to be more affordable than buying your policies separately. They usually cover structural and content damage, as well as protecting personal possessions from fire, water leaks, theft and vandalism.

You Need a Policy That Covers Business Interruptions

If a natural or manmade disaster brings your company to a halt, you need a policy that will help you cover the cost of being out of business until you can get back on your feet. Always look for a BOP that covers business continuity. If you’re a small business owner, you need an affordable policy. BOP business insurance in Orange County can offer you a variety of coverage at a decent price.