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Two Primary Types of Insurance Coverage

Two Primary Types of Insurance Coverage
Having insurance coverage protects your most valuable assets, whether in a residential or commercial setting. When you are looking for competitive rates and superior services, ask the providers of insurance for Bergen County residents what they offer to meet your specific needs. There are two types of insurance you may be in the market to purchase.

Personal Insurance

Also known as residential, personal insurance policies protect valuables, assets, family members and property. The types of exposure to risks you have will help you decide the amount of coverage you need, but these are common policies with standard limits. Comprehensive coverage options would include policies for the following:
  • Home Insurance
  • Condominium Insurance
  • Renters Insurance
  • Flood Insurance
  • Earthquake Insurance
  • Collector Car Insurance
  • Auto Insurance
  • Motorcycle Insurance
  • Boat Insurance
  • ATV Insurance
  • Personal Umbrella Insurance

Business Insurance

Also considered commercial coverage, business insurance has application for both small and large businesses. The size of the business, the location, the type of industry and the number or employees helps determine the type of policy you need. Commercial coverage options include:
  • General Liability Insurance
  • Workers' Compensation Insurance
  • Commercial Auto Insurance
  • Property Insurance
  • Commercial Umbrella Insurance
  • Employment Practices Liability Insurance
When looking at the options of insurance for Bergen County residential or commercial needs, consider your direct coverage needs and the agency best able to meet them.